Must-have Conversation When Dating pt. 4

Must-have Conversation When Dating pt. 4 - Finances

Perhaps you are approaching marriage on a sound financial footing. You’ve finished your education, have been employed for several years, maybe even have some savings or own a house. Perhaps you are set – or so you think. But having enough money for a comfortable lifestyle is not all that finances in marriage is about.

It’s also about power. It might not seem that way at first. The two of you might have every intention of sharing incomes completely. You certainly don’t see each other as people who will dictate how much money can be spent on a cup of coffee. But weird things can happen when money is merged.

Old memories from our family of origin start to replay in our heads. You may agree that it’s fine if one spouse makes more money than the other. Then the primary wage earner sees the other spending his or her hard-earned cash on something like a NGN500 hair cut or a round of drinks at the club. One person’s necessity is another’s luxury.

What if you’re not in the enviable position of being financially stable? What if one of you still has student loans or credit card debt to pay off? Mixing debts and uncertain jobs makes marriage even more fragile. You will need much self-discipline, however, to keep strained finances from starting quarrels and poisoning your relationship.

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